Kiungo

Identity, evidenced delivery and settlement for Kenya housing.

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Citizen

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Pilot environment. Sample data for Kenya housing.

Housing is vertical one. The layer underneath is sector-agnostic.

Kiungo
How it worksWalkthroughsWhatsAppLive registry
Enter registry

04 · 4 min · 3 steps

Peter cannot skip verification

Peter Otieno · Supplier · Kondele Fabricators · PENDING

The platform is not a directory you can talk your way into. Pending identity blocks supplier credit even when the workshop has deliveries.

You are Peter in Kisumu. Contrast him with Amina. Same role class. He is not an empty file — he has recorded deliveries into Lumumba Housing Estate. The gate is verification, not existence.

Start on the live screens
  1. Step 1 · Peter Otieno · Supplier

    Read a pending file

    /registry/kondele-fabricators

    Open Kondele Fabricators Self-Help Group. Verification is Pending. He may still show a computed reliability number from recorded claims — that is allowed. Certification is unconfirmed.

    Must be true on screen

    • Pending, not Verified — banner says certification is unconfirmed
    • Kisumu / Kondele ward, not Nairobi / Embakasi South
    • Youth and Jua Kali tags; no Women tag (Amina has both Youth and Women)
    • A thinner delivery trail into Lumumba Housing Estate, not Mukuru
  2. Step 2 · Peter Otieno · Supplier

    His console is the same product, thinner

    /console

    Open Console as Peter. Greeting and layout match Amina’s. Volume does not. This is the empty-ish side of the same product — not a different app.

    Must be true on screen

    • Good morning, Peter — the greeting is Peter, not a caption
    • A short claims list (Kisumu), not Amina’s Mukuru receipt trail
    • What a supplier sees before they are in the verified programme
  3. Step 3 · Peter Otieno · Supplier

    Supplier finance stays closed

    /finance

    Open Finance. Citizen mortgages may still list — they do not price a supplier. Every product that requires a verified supplier sits under Not yet available, even if his reliability number would have been high enough.

    Must be true on screen

    • Available: Affordable Housing Mortgage and Diaspora Home Loan (citizen products)
    • Not yet available: invoice advance, jua kali asset finance, performance bond
    • Cards that say a VERIFIED identity is required because this file is still pending

    Do not brief “Peter has no score”. Brief “Peter is not verified”. That is the gate.

When you finish

Reviewers see why “just onboard everyone” would break credit and procurement: PENDING is a state, not a missing row.

Run it nowAll walkthroughsNext: Faith reads the programme